Home loans.

Rates and fees relating to Defence Bank's range of home loans.

Owner occupied - fixed. Annual rate. Comparison rate.*
Fixed 1 year. 6.09% p.a. 6.97% p.a.
Fixed 2 year. 5.99% p.a. 6.90% p.a.
Fixed 3 year. 5.89% p.a. 6.81% p.a.
Fixed 4 year. 6.29% p.a. 6.89% p.a.
Fixed 5 year. 6.29% p.a. 6.86% p.a.

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Owner occupied. Variable rate. Comparison rate.*
DHOAS Premier Low Rate home loan ≤70% LVR. 6.09% p.a. 6.09% p.a.
DHOAS Premier Low Rate home loan ≥70.01% LVR. 6.34% p.a. 6.34% p.a.

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Owner occupier - fixed. Fixed rate. Comparison rate.*
Fixed 1 year. 6.19% p.a. 7.66% p.a.
Fixed 2 year. 6.09% p.a. 7.50% p.a.
Fixed 3 year. 5.99% p.a. 7.33% p.a.
Fixed 4 year. 6.39% p.a. 7.34% p.a.
Fixed 5 year. 6.39% p.a. 7.25% p.a.

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Owner occupied. Variable rate. Comparison rate.*
DHOAS Premier home loan. 6.44% p.a. 6.44% p.a.

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Owner occupied - variable rate. Annual rate. Comparison rate.*
Variable rate. 6.69% p.a. 7.04% p.a.
Variable rate for loans over $750k. 6.59% p.a. 6.94% p.a.
Variable rate for loans $250k - $750k. 6.64% p.a. 6.99% p.a.
Variable rate for loans under $250k. 6.69% p.a. 7.04% p.a.
Construction - variable rate. Annual rate. Comparison rate.*
Variable rate for loans over $750k. 6.59% p.a. 6.94% p.a.
Variable rate for loans $250k - $750k. 6.64% p.a. 7.00% p.a.
Variable rate for loans under $250k. 6.69% p.a. 7.04% p.a.

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Owner occupier. Variable rate. Comparison rate.*
Variable rate. 7.67% p.a. 7.82% p.a.

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Owner occupied - fixed. Annual rate. Comparison rate.*
Fixed 1 year. 6.09% p.a. 7.28% p.a.
Fixed 2 year. 5.99% p.a. 7.17% p.a.
Fixed 3 year. 5.89% p.a. 7.05% p.a.
Fixed 4 year. 6.29% p.a. 7.10% p.a.
Fixed 5 year. 6.29% p.a. 7.05% p.a.

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Investor - fixed. Annual rate. Comparison rate.*
Fixed 1 year. 6.29% p.a. 7.48% p.a.
Fixed 2 year. 6.19% p.a. 7.36% p.a.
Fixed 3 year. 6.09% p.a. 7.24% p.a.
Fixed 4 year. 6.49% p.a. 7.30% p.a.
Fixed 5 year. 6.49% p.a. 7.24% p.a.

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Owner occupier - fixed. Fixed rate. Comparison rate.*
Fixed 1 year. 6.19% p.a. 7.97% p.a.
Fixed 2 year. 6.09% p.a. 7.77% p.a.
Fixed 3 year. 5.99% p.a. 7.57% p.a.
Fixed 4 year. 6.39% p.a. 7.55% p.a.
Fixed 5 year. 6.39% p.a. 7.43% p.a.

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Investor - fixed. Fixed rate. Comparison rate.*
Fixed 1 year. 6.39% p.a. 8.17% p.a.
Fixed 2 year. 6.29% p.a. 7.97% p.a.
Fixed 3 year. 6.19% p.a. 7.76% p.a.
Fixed 4 year. 6.59% p.a. 7.75% p.a.
Fixed 5 year. 6.59% p.a. 7.63% p.a.

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Investor - fixed interest-only. Annual rate. Comparison rate.*
Fixed 1 year. 6.39% p.a. 7.48% p.a.
Fixed 2 year. 6.29% p.a. 7.38% p.a.
Fixed 3 year. 6.19% p.a. 7.26% p.a.
Fixed 4 year. 6.59% p.a. 7.32% p.a.
Fixed 5 year. 6.59% p.a. 7.27% p.a.

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Owner occupied. Variable rate. Comparison rate.*
Premier Low Rate home loan ≤70% LVR. 6.44% p.a. 6.44% p.a.
Premier Low Rate home loan ≥70.01% LVR. 6.69% p.a. 6.69% p.a.

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Investor. Variable rate. Comparison rate.*
Premier Investor Low Rate home loan. 6.64% p.a. 6.64% p.a.

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Owner occupied. Variable rate. Comparison rate.*
Premier home loan. 6.79% p.a. 6.79% p.a.

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Investor rate. Variable rate. Comparison rate.*
Investor rate. 6.99% p.a. 6.99% p.a.

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Owner occupier. Variable rate. Comparison rate.*
Variable rate. 8.02% p.a. 8.17% p.a.
Investor. Variable rate. Comparison rate.*
Variable rate. 8.22% p.a. 8.38% p.a.
Interest-only construction. 8.22% p.a. 8.43% p.a.
Interest-only variable. 8.32% p.a. 8.41% p.a.

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Owner occupied - variable rate. Annual rate. Comparison rate.*
Variable rate. 7.04% p.a. 7.38% p.a.
Variable rate for loans over $750k. 6.94% p.a. 7.28% p.a.
Variable rate for loans $250k - $750k. 6.99% p.a. 7.33% p.a.
Variable rate for loans under $250k. 7.04% p.a. 7.38% p.a.
Construction - variable rate. Annual rate. Comparison rate.*
Variable rate for loans over $750k. 6.94% p.a. 7.29% p.a.
Variable rate for loans $250k - $750k. 6.99% p.a. 7.33% p.a.
Variable rate for loans under $250k. 7.04% p.a. 7.38% p.a.
Investor - variable rate. Annual rate. Comparison rate.*
Variable rate. 7.24% p.a. 7.58% p.a.
Variable rate for loans over $750k. 7.14% p.a. 7.48% p.a.
Variable rate for loans $250k - $750k. 7.19% p.a. 7.53% p.a.
Variable rate for loans under $250k. 7.24% p.a. 7.58% p.a.
Investor. Annual rate. Comparison rate.*
Interest-only variable. 7.34% p.a. 7.60% p.a.
Interest-only construction. 7.24% p.a. 7.57% p.a.
Construction - Investor - variable rate. Annual rate. Comparison rate.*
Variable rate for loans over $750k. 7.14% p.a. 7.49% p.a.
Variable rate for loans $250k - $750k. 7.19% p.a. 7.53% p.a.
Variable rate for loans under $250k. 7.24% p.a. 7.57% p.a.

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*

Comparison rates based on a $150,000 secured loan over 25 years. Fees and charges are payable. Terms and conditions available on request. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. For interest only variable loans, the comparison rates are based on an initial 5 year interest only term. For fixed rate interest only loans, the comparison rates are based on an initial interest only period equal in term to the fixed period.