Soapy sponge on blue car hood

Insurance for all types, makes and models.

Soapy sponge on blue car hood

Pay-by-the-month premiums.

Australia-based support.

Covers cars and motorcycles.

Online application.

Enjoy the freedom and convenience of what we call ‘wheels without worry’. Our vehicle insurance policies offer different options to suit your budget

All our policies are provided through one of Australia’s leading insurance companies CGU, so alongside our own knowledgeable and helpful Contact Centre, you know you (and your car) are in good hands.

Select from three different cover options.

Comprehensive.

Cover for loss or damage to your vehicle, and your legal liability for loss or damage to another person's vehicle or property.

Third-party fire and theft.

Cover for loss or damage to your vehicle by fire or theft only, and your legal liability for loss or damage to another person's vehicle or property.

Third-party property damage.

Cover for your legal liability for loss or damage to another person's vehicle or property.

Then select the policy which best suits your needs.

Motor vehicle insurance policy.

The motor vehicle insurance policy is the most flexible policy, available under all levels of cover.

Nominated driver motor vehicle insurance policy.

Nominated driver motor vehicle insurance policy is available under all levels of cover and designates that your car can be driven by no more than two nominated drivers who are 25 years of age or over.

Nominated driver low kilometre motor vehicle insurance policy.

Nominated driver low kilometre motor vehicle insurance policy designates that your car will be driven by no more than two nominated drivers who are 25 years of age or over, and will not be driven more than 10,000 kilometres during your period of insurance. This policy is only available with comprehensive cover.

Key features.

  • Flexible cover options.
  • Up to $30 million liability cover.
  • Includes uninsured motorist damage.
  • Pay-by-the-month premiums.
  • Australia-based support.
  • Covers cars and motorcycles.
  • Online application.
  • No claim bonus.
  • 24/7 claims.

Policy features and the extent of your cover will depend on the policy chosen. Policy conditions, limitations and exclusions apply.

Make a claim.

Call 13 24 80 for 24/7 claims assistance.

Need more help? Read our guide on how to make an insurance claim. 

Get a quote.

Documents.

Important information.

Insurance issued by Insurance Australia Limited ABN 11 000 016 772 AFSL 227681 trading as CGU Insurance. In arranging this insurance Defence Bank Limited (Defence Bank) acts under its own AFSL and under an agreement with the insurer. Defence Bank receives commission when selling CGU insurance products. Please refer to Defence Bank’s Financial Services Guide (FSG) for details of these commissions. The relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD) should be referred to when making a decision to acquire any insurance product. The FSG and relevant PDS and TMD are available by calling 1800 033 139 or visiting any Defence Bank Branch. The information contained in this brochure is general advice only as it has not taken into account you financial situation, objectives or needs.

WINNERS: Kennedy, J. Coverdale, J. Strout, J. Hope, B. Moorby, G. Davis, T. Grocke, K. Mchlachlan, T. Goff, J. Harley, B. Taute, K. Fripp, N. Watson, M. Durant-Law, P. Tasker, D. Daley, K. Baldwin, M. Prowse, J. McCaw, S. Quinn, M. Jensen, C. Edis, M. Langelaar, J. Youngs, S. Taylor-Grills, S. Koch, B. Rogerson, A. Taylor-Grills, S. Koch, B. Rogerson, A.

Frequently asked questions.

You can make a claim by calling 13 24 80.

While there is no minimum amount, there are some vehicles that we will not cover. Call our Contact Centre on 1800 033 139 to see if our coverage is right for you.

While there is no maximum age, there are some vehicles that we will not cover. Call our Contact Centre on 1800 033 139 to see if our coverage is right for you.

See all motor vehicle insurance FAQs.