Payments that move with you.

Introducing Garmin Pay™, the fast, safe and convenient way to pay when you are on the go. No cards? No cash? No phone? No problem.

Now you can make payments with nothing but your compatible Garmin watch. Almost effortless to use, Garmin Pay protects your payments with watch-specific card numbers and transaction codes - allowing you to pay with confidence.

Simple to use.

Garmin Pay is super easy to use, letting you make purchases anywhere you see the contactless payment symbol.

Simply enter your passcode on your watch.
Select your Defence Bank Visa card from your virtual wallet.
Place the watch screen near the contactless payment terminal to pay (you may need to enter your 4-digit passcode).
And you’re done!

Getting started is easy.

Adding your Defence Bank Visa card to Garmin Pay is simple, quick and done through the Garmin Connect Mobile App.

• Install the Garmin app to your iOS or Android smartphone.
• Open the app on your phone and go to Garmin Devices. Choose your device, then tap Garmin Pay and Create Your Wallet.
• Create a four-digit passcode to keep your digital wallet on your watch secure.
• Add your Defence Bank Visa card by selecting card type, and manually entering the card data or scan using your phone’s camera
• Verify your identity using the one-time passcode sent to your phone or email, or by calling us.
• Once the verification is complete, your card will be added to your wallet.

And you’re ready to shop!

FAQs.

Where can I use Garmin Pay?

You can use Garmin Pay almost anywhere you can make contactless payments. Simply look for the contactless payment symbol when you go to pay at the terminal.

How do I pay with Garmin Pay?

When you want to pay, simply enter your passcode on your watch. Select your Defence Bank Visa card from your virtual wallet. Place the watch screen near the contactless payment terminal and you’re done.

Is Garmin Pay secure and private?

Yes, your card details and transactions are secure. Garmin Pay protects you by using watch-specific card numbers and transaction codes every time you make a purchase. Your card number is not stored on your device, on Garmin Pay’s servers or passed to retailers when you pay. With Garmin Pay, you will continue to enjoy $0 liability for unauthorised transactions the same as when using your physical card.

How do I remove or delete a card from Garmin Pay?

You can add, remove or delete a card from Garmin Pay via the Garmin Pay Wallet which is found in the Garmin Pay section of the Garmin Connect Mobile App.

What happens if I lose my Garmin watch?

If you lose your Garmin watch, you don’t need to worry about your card being used. Your card details are not stored on your watch, and your digital wallet on your watch is kept secure with your 4-digit passcode however you do need to report the loss or theft of your card to Defence Bank on 1800 033 139. You can suspend your cards in the Garmin Wallet on your mobile device (accessed via the Garmin Pay section of the Garmin Connect Mobile App) for added security.

What happens if I enter my watch passcode incorrectly?

When accessing your wallet on your Garmin watch, three incorrect passcode attempts will result in the wallet on the device being locked. To unlock the wallet, you will need to return to the Garmin Connect Mobile App and set a new passcode.

To do this, tap Garmin Pay and then reset passcode. You’ll first be prompted to enter the original passcode in order to set a new one.

After three incorrect attempts to enter original passcode, or if you do not remember the original passcode, the current on-device wallet will be deleted to protect your information. If this occurs, you’ll need to repeat the steps to create your wallet, assign a new passcode and add your cards.

Can I use Garmin Pay overseas?

You can use Garmin Pay when traveling internationally at stores that accept contactless payments.

For more information about Garmin Pay click here.

* Compatible devices can be found here.

Garmin, the Garmin logo, and the Garmin delta are trademarks of Garmin Ltd. or its subsidiaries and are registered in one or more countries, including the U.S.

Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.

To view the Garmin Pay Terms and Conditions, please click here.